Category Archives: Insurance

Does your car need to be insured?

car insurance 250x179 Does your car need to be insured?“Along with the trend of increasing density of traffic and crime measures on the highway, it also increases the likelihood of accident involving your car, from a relatively mild, such as hit, scratched, destruction of the rear view mirror, until the weight of such collisions, motor vehicle theft and even robbery”

For that to meet the needs of security against the risks on the car is very large is, if you need to search for a few Car Insurances  should check out the following tips :

1. Determine the type of protection Vehicle Insurance (car insurance) is desired. Overall protection (All Risk) provides the best protection, but you need to take into account the economic side.

2. Do not be fixated on the size of the premium to be paid. See the company’s credibility (car insurance), particularly in terms of service, claims handling and financial capability.

3. Does auto insurance companies that provide additional benefits, such as 24-hour claim service, free towing.

4. It is better you see the network shop car insurance company partners, companies that have a partnership workshop, How much, where it is located and how the quality of these workshops.

5. Understand exactly everything what your rights and obligations. What should you do and what not. Are there any exceptions in the policy contract, any profit you have to lose?

if it is correct to understand that the above course you will be ready to search for Car Insurance companies are like you want.

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Tips for Easing “Health Insurance Claim”

“Health insurance claim? if you have health insurance when hospitalized partner (provider) you certainly do not need to file a claim at all, because you just show the card and went to sleep and being treated “in a free” because the entire cost of your care will be billed directly to your insurance company, so that very helpful and “not bother” you”

health insurance Tips for Easing Health Insurance ClaimBut imagine, if you had to be hospitalized are not a partner or were you treated abroad course you must pay in advance all the costs of care for later in the claim to your insurance company is not it? nah to process your claim can be processed quickly and does not make you have to “back and forth” to business claims, especially if you seek treatment abroad and then claim there are still administrative requirements are not complete, how much should you spend? and the time wasted?

Tips facilitate your health insurance claim is intended to help you save money and your time, so your claim can be processed smoothly, let us consider the following simple tips:

1. Proof of Payment (Receipt)
Especially for the treatment, there are some hospitals that do not issue receipts (official receipts) as proof of payment, but the hospitals will reprint “Tax Invoice” (in the form of billing details) by stating the payment details (date, method of payment) and at the very include the amount due under (balance / rest of the bill) is equal to zero (= 0).

One of the health insurance claim filing requirements as stated in the policy book is proof of payment (invoice / receipt) and if the hospital did not issue a receipt but scored again as a substitute for Tax Invoice receipt, the customer must submit the original Tax Invoice sheet (not a duplicate / Certified True copy) that includes the amount due equal to 0 when filing health insurance claims. But if the hospital issued a receipt (receipt / official receipt) as proof of payment in addition to Tax Invoice then the claim should still be equipped with a receipt.

2. Completion of Medical Certificate
Health Insurance Claims for those of you who get treatment, Doctors certificate form must be filled completely and correctly by your treating physician.

In addition, all billing details, type of inspection / action, drugs, etc. must be submitted to your insurance company when filing a claim. All the details are not written in Indonesian or English must be translated as described above.

Health insurance claim was very simple right? there are only 2 items that we need to complete at the time of filing the claim, namely: receipts and medical certificate. Hopefully this time tips to help you and be able to provide some enlightenment regarding health insurance claims.

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